Affiliate disclosure: We may earn a commission if you register through our broker links. Our affiliate buttons use a tracked redirect through a domain we manage. Eligibility and terms vary by country and broker entity.
XM describes its deposit bonus as additional trading margin. The important distinction is that bonus credit is not withdrawable cash. Availability and the percentage offered vary by region, so a promotional example should not be treated as the offer available to every trader.
What to check before accepting a bonus
| Question | Why it matters |
|---|---|
| Is my country and account eligible? | Regional campaigns can differ. |
| What percentage and maximum credit apply? | Use your actual campaign terms, rather than an advertised example. |
| What happens after a withdrawal? | Check whether credit is reduced or removed and how that affects margin. |
| Can the bonus itself be withdrawn? | XM states that its deposit bonuses are not withdrawable. |
Extra margin is not extra cash
Margin credit can change how much exposure an account can support. Increasing a position also increases the money gained or lost for a given price move. Set position size from an acceptable cash loss and a stop-loss plan; do not increase it simply because more margin is available.
How to check the current offer
- Read the official regional promotion page.
- Check the legal entity, eligible account types, qualifying deposit and campaign end date.
- Read the withdrawal and credit-cancellation provisions before funding.
- Keep a copy of the terms that apply to your account.
Read the official XM deposit bonus information. Source checked 13 September 2026. This source link is not an affiliate link.
Compare different types of benefits
Deposit credit, activity-based rewards and a VPS service solve different problems. See our HFM promotions guide to compare other benefit types.
Risk warning: Forex and CFDs can cause substantial losses. A bonus does not remove trading risk or guarantee a profit.
Visit XM — Check Account Eligibility
For the key conditions at a glance, see the XM deposit bonus promotion summary.