Last checked: September 13, 2026.
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New to promotions? Read our forex bonus guide to understand volume requirements, withdrawal rules, and red flags.
HFM’s Return on Free Margin (ROFM) promotion can generate a daily return based on eligible free margin and monthly trading volume. The return is calculated daily, but the accumulated amount is credited to the client’s wallet during the first week of the following month.
HFM ROFM rates
| Daily free margin | Monthly eligible volume | Annual rate used in the daily formula |
|---|---|---|
| $1,000.01–$25,000 | 5–50 lots | 2% |
| $1,000.01–$25,000 | Over 50 lots | 2.5% |
| Over $25,000 | 5–50 lots | 2.5% |
| Over $25,000 | Over 50 lots | 3% |
The percentage in the table is not paid in full every day. HFM’s terms use this formula:
Daily ROFM = Free Margin × (Rate ÷ 100 ÷ 365)
For example, $10,000 of eligible free margin at a 2% rate produces approximately $0.55 for an eligible weekday, not $200. HFM’s own example uses $45,000 of free margin at 2.5%, producing approximately $3.08 for that day.
Who may qualify?
- The promotion is offered through eligible HFM entities and is not available in every country.
- The client must be fully approved, legally eligible, and must accept the promotion terms.
- Eligible account types listed in the 2026 terms include Premium, Zero, Cent, and Pro accounts, including eligible Islamic or swap-free variants.
- Free margin across eligible accounts must exceed $1,000.
- The client must reach at least 5 lots of eligible closed trades during the month.
- Eligible trades are CFDs on forex and metals and must generally remain open for more than three minutes.
- Daily trading activity requirements must also be met. Fully hedged positions using no margin do not satisfy the activity requirement.
How free margin is calculated
Under the current terms, HFM calculates eligible free margin at midnight server time:
Free Margin = Equity – Used Margin – Bonus
Funds left in the wallet, bonus funds, and archived accounts are excluded. No return is generated during weekends.
When is the return paid?
HFM states that the accumulated return is credited to the client’s wallet during the first week of the following month. Once credited, it may be withdrawn or used for trading, subject to the applicable client agreement and compliance checks.
How to join HFM ROFM
- Check whether ROFM is available for your country and HFM legal entity.
- Open or log in to an eligible, fully verified HFM account.
- Read the current promotion terms in full.
- Join ROFM from the HFM client area and monitor eligible volume and free margin.
Check HFM account and promotion availability
You can also review the current HFM ROFM page and official terms before registering or depositing funds.
Is ROFM worth joining?
ROFM may provide a small additional return for active clients who already keep substantial free margin and meet the trading-volume rules. It should not be treated as a reason to deposit more money, trade larger positions, or take additional risk. Compare the expected return with spreads, commissions, financing costs, and the risk of leveraged trading.
Risk warning: Forex and CFDs are leveraged products and can result in the loss of all invested capital. This article is general information and is not personal investment advice. HFM may amend, suspend, or terminate the promotion, so always verify the latest terms.